You Have Options
We’re Here to Help You
Resolve This
If you’ve received contact from Ardent Credit Services, we understand you may have questions. We’re here to help you understand your options and find a path forward that works for your situation. You have choices, and we’re here to help you resolve this.
View Your Account
See your balance details and review all available options. Our secure portal is available 24/7, so you can take the time you need to understand your situation.
Payment Plan Options
Contact us to set up a payment plan online in just a few minutes, or explore options to see what works best for you. We offer flexible plans designed to fit your circumstances.
Need Help?
Have questions or concerns? Call or email us. Our support team is here to listen, answer questions, and provide guidance.

Verified Reviews
See What Customers Are Saying on Trustpilot
Founded with a vision to transform the financial recovery landscape, Ardent Credit Services has grown into a trusted name in the industry. Don’t just take our word for it. See what customers have said about their experience working with us. We’re proud of the trust we’ve earned.
- Trustpilot data reflects global Ardent metrics.
Manage Your Account Online
Our secure online portal makes it easy to review your options and take control of your account at your own pace. You can make a payment in full or set up a payment plan that fits your budget. If you have questions, our team is available to help.
Available 24/7
Access your account anytime, from any device. There’s no need to wait for business hours or sit on hold. In just a few steps, you can view clear, simple details about your account.
Review Your Options
Review your balance, explore payment plans, and choose the option that best fits your budget and situation.
Safe and Secure
Your personal and financial information is protected with bank-level encryption. Protecting your privacy matters to us.